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When “The
Rule of 100” is added to these industry advantages, the result
is safety
and peace of mind.
The rule is simple: Deduct your age from 100.
The result is the suggested maximum percentage of assets to
place at risk.
If you are age 65, simply subtract your age from 100.
100 - 65 = 35.
35% is the maximum amount of assets that are to be at risk.
The common sense is irrefutable. The older you get
the less money you should
have at risk. The following pages will explain
annuities, life insurance as an
investment alternative and long term care insurance.
The long term care coverage will include the normal
premium based coverage
and the generally more effective asset based
coverage.
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